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Template

Financial Disclosure Template for Divorce

Get a free template to list your assets, debts, income and expenses for your divorce.

Request Lawyer ContactFor people seeking legal representation. For general information, use our guides and tools.

Why use this template?

Financial disclosure matters in any divorce with property division or maintenance. Under Section 76 of the Law Reform (Marriage and Divorce) Act 1976, the court needs to understand both sides’ finances before it divides assets.

The template helps you organise what your lawyer will need. Being prepared saves costs and time.

What it covers

  • property: your home, investment property and land
  • vehicles
  • bank accounts, fixed deposits and unit trusts
  • EPF (KWSP) accounts
  • insurance policies with cash value
  • business interests
  • valuable personal items such as jewellery, art or collectibles
  • debts, income and monthly expenses

How to prepare

Start by gathering recent statements for all your accounts. Bank statements from the last 6 to 12 months are usually needed.

For property, gather title deeds, recent valuation reports and loan statements. For vehicles, have the registration cards and any hire purchase agreements.

For income, keep payslips, tax returns (Form BE or B) and business accounts. Back up monthly expenses with receipts where you can.

If someone does not disclose fully

Courts take disclosure seriously. If a party does not make full and frank disclosure, the court may assume they have more than they have shown.

The court can also order the other side to hand over documents (called discovery), and can order banks to produce records (by subpoena).

Looking to engage a divorce lawyer? To get the template, or if you are unsure what counts as a matrimonial asset in your case, request independent lawyer contact via WhatsApp: Request Lawyer Contact. For general information, use our guides and tools.

Data table

Download CSV
CategoryItemDetails to provideDocuments needed
IncomeEmployment incomeMonthly gross and net salaryPayslips (6 months), employment letter
IncomeBusiness incomeAnnual revenue and drawingsTax returns (2 years), bank statements
AssetsReal propertyAddress, current value, mortgage balanceTitle deed, valuation report, loan statement
AssetsVehiclesMake, model, registration, valueRegistration card, loan agreement
AssetsBank accountsBank, account number, balance6-month bank statements
AssetsEPF / retirementAccount number, balanceEPF statement
LiabilitiesLoans and credit cardsCreditor, balance, monthly paymentLoan agreements, statements
ExpensesMonthly householdRent/mortgage, utilities, food, transportReceipts, bills

Method: Based on standard financial disclosure requirements in Malaysian divorce proceedings.

Source: Adapted from High Court affidavit of means requirements

Frequently asked questions

Why does financial disclosure matter?
The court needs a full picture of both sides' finances to divide property under Section 76 and decide maintenance. If one side hides assets, the court may draw adverse inferences, meaning it can assume the worst about what was hidden.
What does the template cover?
Property, vehicles, bank accounts, EPF and retirement funds, investments, business interests, insurance, valuable personal items, debts, income from all sources, and monthly expenses.
When should I start?
Ideally before your first meeting with a lawyer. Organised figures save time and legal costs.

Looking to Engage a Divorce Lawyer?

For people seeking legal representation. For general information, use our guides and tools.